Our Expertise


Getting Started




Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP,  and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004.  He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions.  Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively. 

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

"I gave my son Ryan your name and number as well when he asked, after my wife and I expressed our complete satisfaction with your services." Family Referral
Thank you for your suggestions so far. WOW someone who is actually acting like a financial planner. Incredible. I knew they existed, but ..... WOW
Derek, Thanks for the great information you gave me in our life-changing discussion, and thanks for the mortgage information. Life Changing Discussion
You recently received a letter from AON Consulting advising your firm was placed on the UBC Faculty Pension Plan List of approved Financial Planners. AON also advised that our office would send a communication package to you in the near future.... UBC Faculty Pension Plan Approved
Thanks Derek. It was great having a meeting with you. I felt like you were making money for me as we talked. Making Money