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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

You have no idea how happy we are, especially me, with our plan! It's easy to follow and very motivating. Motivating

Many thanks for the patient and respectful manner with which you are coaching us. I know you were repeating many of the points you had already made, but the repetition is helpful. We are dealing with some short term memory issues which can make the decision making a bit cumbersome. Yes, we have been through the mill with this insurance decision. Thank you for helping to guide us away from the annuity and for your thorough investigation of the alternatives. It feels much more comforting to commit to a decision knowing we have had your input. Patience, Respect, and Memory

It has been an extremely worthwhile process we thoroughly enjoyed working with you. Thank you for your evaluation and recommendations, it's comforting to know that we are headed in the right direction. Sid and Adele We are headed in the right direction

I think the best thing that has happened to me this year has been the contact with you. Best Thing This Year

Thank you so very much for your quick response to our need and all the conversations. I feel the best way to thank you is to pass on your name to friends who have asked us how we reached our decision and are serious in finding out what retirement means to them. A Quick Response