Our Expertise

Getting Started

Articles

Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

Derek, Thanks for the great information you gave me in our life-changing discussion, and thanks for the mortgage information. Life Changing Discussion

Thanks again! It has been a real pleasure and we are delighted that we happened upon you! Just what I was looking for . J & S Nova Scotia

If you only could have seen Jâ€™s face. Your work gave some much needed reassurance from QUALIFIED "neutral parties". We will be wearing out the printed version whenever we need a perk. Your original advice we have been reacting on and I am also trying to get better educated on how to handle the money. I personally thank you for your positive and informative advice. If only you could see how uplifting this experience has been to both of us. Positive and Informative Advice

I am thankful every month for the advice you have given me as it has sure made our retirement easy. We don't have to stress about not being able to pay our bills like a lot of our co workers. We are also able to do our bit of travelling and get away from the cold, at least for now. We are still golfing here but not getting any better, no danger to the players on tour!!!! Finally, it is a privilege and a pleasure to know you! Thank You

Thank you again for all of your insight and advice. Our financial and emotional outlook has improved drastically thanks to you. Insight and Advice