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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

Its been a rather brutal week in the markets and I cringe to think how badly we would have been hurt had you not steered us towards greater diversification and into a more conservative group of funds. We have been with Bruce for 6 months now and to date are very pleased with the chosen portfolio. I look forward to a long and profitable relationship with them. I expect we will want to meet with you again in early 2008 to finalize retirement plans, don't see much need until then as we will just be holding the course. Really enjoying the sports car. Hope you have a great summer. Thanks for your good advice. Towards Greater Diversification

This week we went over $1M. When we came to you, I was very worried weâ€™d never have enough income to retire. We certainly never thought weâ€™d become â€œmillionairesâ€ especially since we had - maybe? - $400K (I think it was actually closer to $365K) when we first came to see you for advice and help. We will be forever thankful! I was wrong about the value of our investments

It dawns on me that I have come from a place of hating the whole investing thing finding it confusing with little success to now when I find it interesting and something I like doing. As of late a well paying hobby if you will. I owe so much of this to you Derek, thank you for showing me the way. When I reflect on it there is so much stuff out there of contradictory information is it any wonder it is confusing. You my friend have been an inspiration, rock and beacon. I know I have paid you tribute before but I believe it important because it represents the financial well being of not only myself but my family also and I am grateful. Your integrity, passion, positivity and selflessness is admirable. Thank you for showing me the way

It has been an extremely worthwhile process we thoroughly enjoyed working with you. Thank you for your evaluation and recommendations, it's comforting to know that we are headed in the right direction. Sid and Adele We are headed in the right direction

I think talking with you gave K. and I confidence re our plans for the next couple of years...we needed your relaxed yet informed financial and common sense overview to feel comfortable with our immediate future and the decisions we are making. Common Sense