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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

Thanks Derek. It was great having a meeting with you. I felt like you were making money for me as we talked. Making Money

I am thankful every month for the advice you have given me as it has sure made our retirement easy. We don't have to stress about not being able to pay our bills like a lot of our co workers. We are also able to do our bit of travelling and get away from the cold, at least for now. We are still golfing here but not getting any better, no danger to the players on tour!!!! Finally, it is a privilege and a pleasure to know you! Thank You

We just want to thank you for all the great advice you've given us over the years, thank goodness we started putting away chunks of money when we did. Great Advice

I wanted to let you know how much we appreciate the opportunity to have you have a look at our situation and for the good advice you have given us. Itâ€™s been a bit scary as you can appreciate but going through our finances critically and logically with you to develop a plan to deal with our circumstances has given us some peace of mind. It all seems so clear when you read the piece - the clarity of your writing also helped us understand more fully what we can do. Again, thanks so much - you have been wonderful to work with. Clarity

I think the best thing that has happened to me this year has been the contact with you. Best Thing This Year