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Welcome to Smarter Financial Planning

Meet Derek Moran

Derek is a Fee For Service Financial Planner based in beautiful Kelowna, British Columbia. As a University of British Columbia graduate, former CFP, and Registered Financial Planner (R.F.P.) , he has close to three decades of experience in the financial industry.

He’s an expert in his field and was awarded Advisor of the Year in 2004. He has contributed nearly one thousand times, over twenty years to reputable publications such as The Globe and Mail and National Post.

While Derek doesn’t directly manage client investments, he offers advice, empowering his clients to make well-informed decisions. Upon request, he can connect clients with the most suitable Portfolio Managers or equip them with resources to manage their own effectively.

Derek Moran's expertise extends across various financial matters, including pensions, insurance, retirement planning, tax strategies, estate planning, cashflow management and more. Derek is dedicated to delivering comprehensive, client-centric financial solutions to a diverse clientele.

If you only could have seen Jâ€™s face. Your work gave some much needed reassurance from QUALIFIED "neutral parties". We will be wearing out the printed version whenever we need a perk. Your original advice we have been reacting on and I am also trying to get better educated on how to handle the money. I personally thank you for your positive and informative advice. If only you could see how uplifting this experience has been to both of us. Positive and Informative Advice

Its been a rather brutal week in the markets and I cringe to think how badly we would have been hurt had you not steered us towards greater diversification and into a more conservative group of funds. We have been with Bruce for 6 months now and to date are very pleased with the chosen portfolio. I look forward to a long and profitable relationship with them. I expect we will want to meet with you again in early 2008 to finalize retirement plans, don't see much need until then as we will just be holding the course. Really enjoying the sports car. Hope you have a great summer. Thanks for your good advice. Towards Greater Diversification

As I watch the goings-on in the US, I am increasingly more thankful that you gave me the advice that you did and that I followed your advice...and rest assured I tell everyone about you! The options I thought I had at the time and then they sent me you and you made perfect sense and it felt just right, finally....best money I ever spent :)))) The Best Money I Ever Spent

It dawns on me that I have come from a place of hating the whole investing thing finding it confusing with little success to now when I find it interesting and something I like doing. As of late a well paying hobby if you will. I owe so much of this to you Derek, thank you for showing me the way. When I reflect on it there is so much stuff out there of contradictory information is it any wonder it is confusing. You my friend have been an inspiration, rock and beacon. I know I have paid you tribute before but I believe it important because it represents the financial well being of not only myself but my family also and I am grateful. Your integrity, passion, positivity and selflessness is admirable. Thank you for showing me the way

Thank you for the discussion yesterday. The best part for me was... Can we afford to retire? Yes! Can We Afford to Retire?